I only established a 3 month credit history and my Experian score as of 1/7/2012 is 717
is this real or a fake score?
First credit card and its only 3 month old.. I maintained a low balance and i always pay off my balance.
Thats what i heard, it has to be 6 months to generate a credit score but others say once you open a credit card the creditor reports the balance to the credit bureaus and they start generating credit scores. im confused. im a new credit user and i badly need a car. im planning to get a brand new car few months from now