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Hi all, my cousin just obtained her first ever credit card with discover. She has absolutely no credit history, basically her credit reports are blank. Does anyone know when she will start getting a fico score?, 1months, 2months?. I don't think her discover card is reporting to any CR yet as well.
thanks for the answers btw.
@JaeJae12 wrote:Hi all, my cousin just obtained her first ever credit card with discover. She has absolutely no credit history, basically her credit reports are blank. Does anyone know when she will start getting a fico score?, 1months, 2months?. I don't think her discover card is reporting to any CR yet as well.
thanks for the answers btw.
IIRC, she will need to wait until it has been reporting for 6 months before it will generate a score for her. My new Discover card hasn't started reporting yet and I'm about to close the second statement. I've seen references to it not reporting until the second statement so that is what I'm guessing. Make sure she uses the card some so there is activity so it will report. Congrats to your cousin
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