I have acapital one card that is 5 months. I have read the minium is 6 months and no disputed account.
My questions is what happens when you made a dispute? Will it be more than 6 months to generate a score?
@slicemans wrote:I have acapital one card that is 5 months. I have read the minium is 6 months and no disputed account.
My questions is what happens when you made a dispute? Will it be more than 6 months to generate a score?
If your dispute is on your only tl /credit card, then it will not factor into your score. Therefore, your score will not generate until you have met the minimum requirements
- At least one account that has been open for six months or more
- At least one undisputed account that has been reported to the credit bureau with in the past six months
- No indication of deceased on the credit report (Please note: if you share an account with another person this may affect you if the other account holder is reported deceased).
