@Anonymous wrote:
I have a foreclosure that its supposed to be gone this summer. Today i notice that it was removed from transunion. I didn't receive an alert but my fico score was updated today with no improvement after the removal. Is there a reason why?
When negative items age, their impact on your score reduces over time; especially after the magical 2 year mark. So after 7 years, the impact should be minimal. I would have guessed a 0-5 point bump. No change does not surprise me at all.
FICO 08 JUL23: TU 850; EQ 846; EX 843. Clean since BK7 D/C 6/2011.
