Understanding FICO® Scoring

turn on suggestions Auto-suggest helps you quickly narrow down your search results by suggesting possible matches as you type.
Auto-suggest helps you quickly narrow down your search results by suggesting possible matches as you type.
Reply
Topic Options
Member
trochosus
Posts: 11
Registered: ‎03-12-2012

Forum Fico Score and Fico Score from Amex

Options

‎04-01-2012 01:38 PM

I currently have an American Express with FIA Bank that is connected to my Fidelity investments. I recently applied for a credit increase and when I got my letter in the mail they said that my FICO scre is 762 while the Equifax FICO score that is the product on this forum is 722. My TU score here is 708 and they pulled from TU!

 

What is the reason for this huge difference?

Message 1 of 2 (200 Views)
 
Reply
Super Contributor
marty56
Posts: 5,660
Registered: ‎10-06-2007

Re: Forum Fico Score and Fico Score from Amex

[ Edited ]
Options

‎04-01-2012 01:59 PM - edited ‎04-01-2012 02:00 PM

Welcome to the forum.  One possibility is that they pulled your EX FICO score.  Any major differences between your 3 CRs?

 

I forgot to add if you pulled your scores after they did, you should see an INQ on either of the TU or EQ reports, if they pulled from them.

06/15/2012 FICO: EQ: 798 TU:785
Message 2 of 2 (189 Views)
 
Reply

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
www.myfico.com is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+