04-01-2012 01:38 PM
I currently have an American Express with FIA Bank that is connected to my Fidelity investments. I recently applied for a credit increase and when I got my letter in the mail they said that my FICO scre is 762 while the Equifax FICO score that is the product on this forum is 722. My TU score here is 708 and they pulled from TU!
What is the reason for this huge difference?
04-01-2012 01:59 PM - edited 04-01-2012 02:00 PM
Welcome to the forum. One possibility is that they pulled your EX FICO score. Any major differences between your 3 CRs?
I forgot to add if you pulled your scores after they did, you should see an INQ on either of the TU or EQ reports, if they pulled from them.
myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.>> About myFICO