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Fraud alert?

New Contributor

Fraud alert?

Can someone pls tell me more info regarding fraud alerts? And do these harm your credit report and score? Thanks.
2 REPLIES
Moderator Emeritus

Re: Fraud alert?

Fraud alerts do not affect your score-

They do prevent instant credit approvals and the creditor is required to verify your identity before extending credit to you.

With some CRA's a FA is the only way a INQ can be removed.

Message Edited by Timothy on 11-11-2007 11:31 PM
Moderator Emeritus

Re: Fraud alert?