10-13-2012 06:13 AM
UPDATE: My score went from 657 to 736. From 117% to 1% in a month.
I'm sorry I was off by 40 points.
But wrong in your favor. Congrats!!
10-13-2012 08:56 AM
I think that's a good indicator of how much util affects your score. Congrats!!!
10-14-2012 08:07 PM
This is amazing! I just paid off my biggest credit card two days ago in one fell swoop and I can't wait to see how much my score goes up. After that I'm going to pay my lower balance cards down to zero in the next month or so. Your post has me so excited and hopeful. My util was about 95%.
10-14-2012 08:10 PM
Welcome Starsandbucks, Congrats on paying your biggest balance. That's gotta feel great!
myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.>> About myFICO