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From 690 to 779! Boom!!!

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Anonymous
Not applicable

From 690 to 779! Boom!!!

Well, Experian finally updated my dispute results and oh baby! My score went from 690 to 779!!! Happy dancing here!!!!

 

In my wallet: Venture 15k; Barclay Ring 12.5k; Discover 10k; PenFed Platinum Rewards Visa 10k; PenFed Promise 10k; CareCredit 7.7k; Amazon Store Card 5k. QS 5k; BA Travel Rewards 3.5k; BA Travel Rewards 3.5k; BA Platinum Visa 2k; Barclay Apple Rewards 2k. Total Credit: 86,200. 7/2-FICO: EQ - 788; TU - 781; EX - 779; Utilization: 10%; GOAL: 780 across the board then 800 across the board. Inquiries: EQ: 7 TU: 6; EX 3; Chapter 13 seven years May, 2015. Reset my garden date to 7/7. Gardening until further notice.

 

 

Message 1 of 25
24 REPLIES 24
gen-specific
Frequent Contributor

Re: From 690 to 779! Boom!!!

Congratulations! Thats amazing

Message 2 of 25
Anonymous
Not applicable

Re: From 690 to 779! Boom!!!


@gen-specific wrote:

Congratulations! Thats amazing


Thank you! I am still in shock. No negatives reporting! Hard work and simply not giving up does pay!

 

 

I

Message 3 of 25
NRB525
Super Contributor

Re: From 690 to 779! Boom!!!


@Anonymous wrote:

@gen-specific wrote:

Congratulations! Thats amazing


Thank you! I am still in shock. No negatives reporting! Hard work and simply not giving up does pay!

 

 

In my wallet: Venture 15k; Barclay Ring 12.5k; Discover 10k; PenFed Platinum Rewards Visa 10k; PenFed Promise 10k; CareCredit 7.7k; Amazon Store Card 5k. QS 5k; BA Travel Rewards 3.5k; BA Travel Rewards 3.5k; BA Platinum Visa 2k; Barclay Apple Rewards 2k. Total Credit: 86,200. 7/2-FICO: EQ - 788; TU - 781; EX - 779; Utilization: 10%; GOAL: 780 across the board then 800 across the board. Inquiries: EQ: 7 TU: 6; EX 3; Chapter 13 seven years May, 2015. Reset my garden date to 7/7. Gardening until further notice.

 


Congratulations! That's a relief, I'm sure.

 

Regarding your list of cards, are you pasting those in every time you post? If you go to the "My Settings" link, there is a "Personal Information" link off of that, and a Signature box there where you can just paste in your list of cards, probably as you have them here, and it automatically adds. That box you can edit is what creates your Siggy.

High Bal Jan 2009 $116k on $146k limits 80% Util.
Oct 2014 $46k on $127k 36% util EQ 722 TU 727 EX 727
April 2018 $18k on $344k 5% util EQ 806 TU 810 EX 812
Jan 2019 $7.6k on $360k EQ 832 TU 839 EX 831
March 2021 $33k on $312k EQ 796 TU 798 EX 801
May 2021 Paid all Installments and Mortgages, one new Mortgage EQ 761 TY 774 EX 777
April 2022 EQ=811 TU=807 EX=805 - TU VS 3.0 765
Message 4 of 25
Grafton88
Established Contributor

Re: From 690 to 779! Boom!!!

That is great.  It puts EX in line with your others.  It shows why one needs to pay attention to each score and take action when there is a dispute.

Message 5 of 25
Anonymous
Not applicable

Re: From 690 to 779! Boom!!!

Thanks everyone!

 

 

 

 

 

Total Credit: 86,200. 7/11-FICO: EQ - 788; TU - 781; EX - 779; Utilization: 10%; GOAL: 800 across the board. Gardening until further notice.

 

Message 6 of 25
Anonymous
Not applicable

Re: From 690 to 779! Boom!!!

That's awesome!

Message 7 of 25
Anonymous
Not applicable

Re: From 690 to 779! Boom!!!


@Anonymous wrote:

That's awesome!


It definitely rocked my world. Had a celebration dinner tonight!

 

 

 

Message 8 of 25
parkbuilder
Regular Contributor

Re: From 690 to 779! Boom!!!

That's fantastic, congratulations!!!


Starting Score: TU 649 EX 632 EQ 603(6/15)
Current Score: TU 664 EX 666 EQ 637 (9/15)
Goal Score: 700


Take the myFICO Fitness Challenge
Message 9 of 25
GoldSorata
Established Contributor

Re: From 690 to 779! Boom!!!

Wow that's a huge jump!

Message 10 of 25
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