Valued Contributor
Posts: 1,453
Registered: ‎04-14-2012

Re: Funds added to Capitol One Secured Card?????

knightlynews wrote:
Spoke to Cap1, they wouldnt tell me the reporting date! They told me my due date of the 15th, and my cycle end date of the 18th every month. Im assuming the 18th would be it. If so, I'll have the funds on 4/18 to pay my utilization down to 1-9%! Hopefully, if I can pay it before 930 am, it would before they send their reports to the bureaus. How many pts on average are given for 1-9% utilization?

As for how many points....nobody really knows. It is different for each person depending on your own situation. Take a look at this thread it will answer a lot of your questions.

Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on actual applicant approvals and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.