04-13-2013 10:37 AM
Spoke to Cap1, they wouldnt tell me the reporting date! They told me my due date of the 15th, and my cycle end date of the 18th every month. Im assuming the 18th would be it. If so, I'll have the funds on 4/18 to pay my utilization down to 1-9%! Hopefully, if I can pay it before 930 am, it would before they send their reports to the bureaus. How many pts on average are given for 1-9% utilization?
As for how many points....nobody really knows. It is different for each person depending on your own situation. Take a look at this thread it will answer a lot of your questions.