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There is nothing wrong with having goals. It keeps you from being bored. And they don't have to be extremely difficult ones either.
Learn a new language or two.
"bragging much? how about starting again by making your payments late,max out your card,apply for a bunch of cards/personal loan..etc to mess up your credit?"
No thanks, I don't want to live your life hater.
“The reason I talk to myself is because I’m the only one whose answers I accept.”
― George Calin