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I was approved for an old navy card with a small $200 limit and recieved it in the mail today. In the paper work was the credit score when they pulled it, 465! I'm so confused by this because I just pulled both my FICO scores: TU/ 689. EQ/ 678. Where would they get such a low score from?
They use their own scoring system for their approvals. I think their score tops 620.