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Is it possible to recieve your FICO scores or reports that they used to approve you. I am about to app to
Barclays
AMEX
Chase
I am planning on trying to call and reconsider my I hope APPROVED new Credit Lines in the best to increase CL, or the ugly end of the credit pool to get APPROVED. Either way can you sweet talk them into giving you SCORE's and or REPORTS's. I know if Declined they send it to you. but what about if approved.
Reports yes from the CB not from them if denied
Fico scores yes only if your not offered the best terms or denied then by law they have to supply you with the score
So if APPROVED and they dont give you the lowest APR they offer possible.. they should offer you a score if you ask them for it?
Can you also ask what score model they used??
@MidnightJester wrote:So if APPROVED and they dont give you the lowest APR they offer possible.. they should offer you a score if you ask them for it?
Can you also ask what score model they used??
You don't even have to ask the score will come with the card...
Scoring model top secret and sometimes it makes no difference as Amex and Chase are known to apply their own internal mix after pulling your scores Lol