Gone?

[Thomas_Thumb]

What happened to the Many Flavors of FICO: Editions, Versions and Variations thread? It's gone. My list of posts still shows replies to that thread but, the link to the actual posts are not active.

It had a lot of useful reference information and was the most viewed thread in Understanding FICO scoring.

[HeavenOhio]

Wasn't that the topic that told us the scoring ranges and maximum possible scores achievable for each model? That was a great reference.

[Thomas_Thumb]

Yes, that is the thread with a lot of discussion on various scoring models.

I previously put together a summary table which is re-created below. Unfortunately there is no way to re-create all the dialog, links to data and various charts. Hopefully the thread can be resurrected - even if locked to prevent additional posts.

Equifax (4/2017)	Credit	Real World	Model
Score Description	Model Version	Score Range	Score Range
EQ Fico score 9 Classic	Fico 9	300 - 850	300 - 850
EQ Fico score 8 Classic	Fico 08	300 - 850	300 - 850
EQ Fico score 5 Classic	Fico 04	334 - 818	300 - 850
EQ Fico score 9 Auto	Fico 9 AU	250 - 900	250 - 900
EQ Fico score 8 Auto	Fico 08 AU	250 - 900	250 - 900
EQ Fico score 5 Auto	Fico 04 AU	250 - 843	250 - 900
EQ Fico score 9 Bankcard	Fico 9 BC	250 - 900	250 - 900
EQ Fico score 8 Bankcard	Fico 08 BC	250 - 900	250 - 900
EQ Fico score 5 Bankcard	Fico 04 BC	250 - 840	250 - 900
VantageScore 3.0	VS 3.0	300 - 839	300 - 850
VantageScore 2.0	VS 2.0	501 - 990	501 - 990
EQ Equifax credit score	Proprietary		280 - 850
EQ Auto Insurance Risk	LexisNexis		300 - 997
EQ Property Insurance Risk	LexisNexis		300 - 997
EQ PrivacyGuard	CreditXpert		350 - 850
TransUnion (4/2017)	Credit	Real World	Model
Score Description	Model Version	Score Range	Score Range
TU Fico score 9 Classic	Fico 9	341 - 850	300 - 850
TU Fico score 8 Classic	Fico 08	341 - 850	300 - 850
TU Fico score 4 Classic	Fico 04	309 - 839	300 - 850
TU Fico score 98 Classic	Fico 98	336 - 843	300 - 850
TU Fico score 9 Auto	Fico 9 AU	250 - 900	250 - 900
TU Fico score 8 Auto	Fico 08 AU	250 - 900	250 - 900
TU Fico score 4 Auto	Fico 04 AU	253 - 893	250 - 900
TU Fico score 98 Auto	Fico 98 AU	250 - 854	250 - 900
TU Fico score 9 Bankcard	Fico 9 BC	253 - 893	250 - 900
TU Fico score 8 Bankcard	Fico 08 BC	265 - 900	250 - 900
TU Fico score 4 Bankcard	Fico 04 BC	250 - 873	250 - 900
TU Fico score 98 Bankcard	Fico 98 BC	279 - 836	250 - 900
TU VantageScore 3.0	VS 3.0	300 - 839	300 - 850
TU VantageScore 2.0	VS 2.0	501 - 990	501 - 990
TU Equifax Credit Score	Proprietary		280 - 850
TU Home Insurance Risk	TU model	150 - 950	150 - 950
TU Auto Insurance Risk	TU model	150 - 950	150 - 950
TU PrivacyGuard	CreditXpert		350 - 850
Experian (4/2017)	Credit	Real World	Model
Score Description	Model Version	Score Range	Score Range
EX Fico score 9 Classic	Fico 9	316 - 850	300 - 850
EX Fico score 8 Classic	Fico 08	316 - 850	300 - 850
EX Fico score 3 Classic	Fico 04	325 - 850	300 - 850
EX Fico score 2 Classic	Fico 98	320 - 844	300 - 850
EX Fico score 9 Auto	Fico 9 AU	250 - 900	250 - 900
EX Fico score 8 Auto	Fico 08 AU	250 - 900	250 - 900
EX Fico score 3 Auto	Fico 04 AU	250 - 900	250 - 900
EX Fico score 2 Auto	Fico 98 AU	250 - 877	250 - 900
EX Fico score 9 Bankcard	Fico 9 BC	250 - 894	250 - 900
EX Fico score 8 Bankcard	Fico 08 BC	264 - 900	250 - 900
EX Fico score 3 Bankcard	Fico 04 BC	289 - 900	250 - 900
EX Fico score 2 Bankcard	Fico 98 BC	276 - 878	250 - 900
EX VantageScore 3.0	VS 3.0	300 - 850	300 - 850
EX VantageScore 2.0	VS 2.0	5?? - 990	501 - 990
EX Equifax Credit Score	Proprietary		280 - 850
EX National Equivalency	Proprietary		360 - 840
EX Plus Score	Proprietary		330 - 830
EX PrivacyGuard	CreditXpert		350 - 850

[HeavenOhio]

Thanks for re-posting. I find that information to be valuable, particularly the real world ranges.

I wonder if the thread was somehow accidentally deleted and if a Lithium guru can restore it from backup.