Hello I have a few questions I am 24yr old, and ran my FICO via experian showing a 666 lucky me. Here is my situation
I have 3 credit cards
CC 1 = 445$ Balance [HSBC]
CC 2= 3,956$ Balance [Wells Fargo]
CC 3= 334$ Balance [Chase Circuit City]
I have Sallie Mae student loans
27k
those will be with me for awhile.
I have a few questions, I plan on paying off CC 1 this month, when I pay it off should I close it. I Plan on paying of CC 3 this month too. What will it take to push to 700 is this possible? I know this student loan will be with me for awhil, but what can I currently do to raise my FICO? Shall I open up another small CC and keep the balance low and keep paying on it? Thanks in advance!