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Great variance with scores

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brokegirl1311
New Member

Great variance with scores

I'm wondering if others have big differences in all three scores. My EQ 734 TU 664 EX 617. What would cause them to be so different? Thanks in advance.
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Anonymous
Not applicable

Re: Great variance with scores

Are those scores all the same model? For example, are they all Fico 8? If they are, that kind of spread can only be caused by a difference in file content.

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tufa4311
Established Contributor

Re: Great variance with scores


@Anonymous wrote:

Are those scores all the same model? For example, are they all Fico 8? If they are, that kind of spread can only be caused by a difference in file content.


+1

 

If those scores are all from the same model then the difference is caused by differences in your credit reports within each CRA. The lower score reports may have more hard inquires, for example.

 

Take a close look at all 3 reports and find the differences.

796 TU FICO 08 (08/2018)
758 TU FICO 08 (01/12/2016)
753 TU FICO 08 (11/21/2015)
740: EQ Score Power (Beacon 5.0) FICO 04 (01/23/2015)
755 TU FICO 08 (01/21/2015)
652 TU Lender Pull (06/10/2014)
665 TU FICO 08 (05/21/2014)
Goal: 800+
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