10-16-2012 08:24 PM
How many points do you think a new CC would drop a fico? I am at 719 across the board got a new AMEX T.E. limit 1200, utility is below 4%, I already took a 2point loss for HP any comments welcomed.
10-16-2012 08:31 PM
10-16-2012 09:10 PM
It would be extremely difficult to guess any score change since the actual scoring model is not publicly available. If that is your only inq and your AAoA remains about the same, dont expect much of a change. Even if it does dip, your score will improve within 6 months.
10-16-2012 09:58 PM
|Current: EQ FICO 690, TU FICO 692, Walmart TU 737 EX FICO 726 Amex Pull(1/1/13)|
Starting total revolving credit: $2600 | Current total revolving credit: $21,600
Inquiries (12 Months): EQ 6 TU 4 EX 5 | Most Recent: 8/30/2012
|Amex Zync(Unicorn) |
10-17-2012 06:41 PM
I opened a new cc with AAOA of 12 yrs, and TU dropped 16 points. (Also new car loan two months before that), for total of 3 inquiries in about 20 months.
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