HELP! CC balance question and the affect on raising credit score fast!

[Princess86]

Is it better to keep your CC balance under ~7-9% lower or do what myfico is suggesting of (it is suggesting to pay off small amounts of my balance over the next 2 years)? Please see the following link: 

http://postimg.org/image/sbxkqhp3x/

I want the option that will best help my score increase FAST! 

PLEASE HELP!!

Thank you!

[tufa4311]

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@Princess86 wrote:

Is it better to keep your CC balance under ~7-9% lower or do what myfico is suggesting of (it is suggesting to pay off small amounts of my balance over the next 2 years)? Please see the following link: 

http://postimg.org/image/sbxkqhp3x/

I want the option that will best help my score increase FAST! 

PLEASE HELP!!

Thank you!

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No, don't wait for 2 years...this is just offering you a long term suggestion if you are unable to cut these down faster. Want to increase your score solely based on utilization? Pay everything down to ZERO today except one revovling account which you will let less than 10% UTIL to report. If you can't do that then pay off as many accounts as you can in full, based on the highest APR. Remember what the goal is, all accounts with a zero balance except one with less than 10% UTIL; and to save money thus paying accounts based on APR.

[Anonymous]

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@tufa4311 wrote:

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@Princess86 wrote:

Is it better to keep your CC balance under ~7-9% lower or do what myfico is suggesting of (it is suggesting to pay off small amounts of my balance over the next 2 years)? Please see the following link: 

http://postimg.org/image/sbxkqhp3x/

I want the option that will best help my score increase FAST! 

PLEASE HELP!!

Thank you!

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No, don't wait for 2 years...this is just offering you a long term suggestion if you are unable to cut these down faster. Want to increase your score solely based on utilization? Pay everything down to ZERO today except one revovling account which you will let less than 10% UTIL to report. If you can't do that then pay off as many accounts as you can in full, based on the highest APR. Remember what the goal is, all accounts with a zero balance except one with less than 10% UTIL; and to save money thus paying accounts based on APR.

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+1