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****HOW TO GET FICO SCORE FROM EXPERIAN!!!****

Member

****HOW TO GET FICO SCORE FROM EXPERIAN!!!****

HOW DOES ONE GET THE FICO SCORE FROM EXPERIAN? I RECENTLY RECEIVED MY FREE ANNUAL CREDIT REPORT FROM THEM AND

 THEY SAID I COULD PURCHASE THE   VANTAGE SCORE FROM THEM. IS THIS THE SAME AS FICO? WHAT AM I MISSING HERE?? HELP--- ANYONE.

Message 1 of 8
7 REPLIES
Established Contributor

Re: ****HOW TO GET FICO SCORE FROM EXPERIAN!!!****

I am sure the experts will chime in, but you cannot purchase an Experian Fico score anywhere. Experian Vantage, Experian Plus, etc. are not true Fico scores. You can purchase a TU and EQ Fico here from MyFico, but the true Ex Fico has not been available for purchase by consumers for a few years.
Message 2 of 8
Frequent Contributor

Re: ****HOW TO GET FICO SCORE FROM EXPERIAN!!!****

Yeah, that's right. Consumers can't purchase an Experian FICO score anywhere. The only way to get it is through a lender, and I think that will always require a hard pull. For example, when I applied for a BOA card last month, they gave me my EX FICO score, which is what I have in my signature.

Starting Score: 617 (EQ 6/10/12)
Current Score (8/28/13): EQ: 691 EX: 706 TU: 700
Goal Score: 700

Discover it $4,500 (02/2001); Amex PRG (Backdated to 01/2006); Amex ZYNC (Backdated to 07/2006); Wells Fargo Cash Back Visa $5,500 (12/2011); Citi Diamond Preferred MC $2,000 (07/2012); B of A Cash Rewards Visa Signature $5,000 (02/2013)

Message 3 of 8
Established Contributor

Re: ****HOW TO GET FICO SCORE FROM EXPERIAN!!!****

If you have any family in PA, both of you could get PSECU membership. If you have one of their products you get a monthly EX FICO. Other than that or a lender pull, there's no way you can get it.


Starting Score: 515
Current Score: EQ08 711 EX08 731 TU08 735
Goal Score: 740+

Amex BCP $25k | Discover IT $15.7k | Cap 1 QS $10k | PSECU $10k | Citi DC $9300 | Citi DP $6800 | Barclay Ring $6500 | PayPal Extras MC $5045 | DCU $5000 | Chase Slate $5000 | Barclays AA $4100 | Chase Freedom $4000 | Union Plus $1000 | Target $500
Message 4 of 8
Valued Contributor

Re: ****HOW TO GET FICO SCORE FROM EXPERIAN!!!****

It requires a blood sacrifice and a special spell.  You'll need some eye of newt and a couple of other obscure ingredients.

3-26-15: FICO EXP: 828 - EQU:820 - TRAN: 828 - AVG: 825 +275 points from JUN 2008 - MY CREDIT JOURNAL

Message 5 of 8
Established Contributor

Re: ****HOW TO GET FICO SCORE FROM EXPERIAN!!!****

I have family in Penn. I wonder if I can get into PSECU. those free scores would be sweet.


DCU ( pulled 3/29/13) EQ04 683 | Amex (pulled 3/28/13) EX 760 | US Bank (pulled 3/28/13) EX 753
CreditKarma (4/19/13) TU-TR 701 | TU Vantage 788 | USAA FAKO (3/31/13) EX 728, EQ 699, TU 737 |
Inquiries (4/18/13) EX 13 | EQ 13 | TU 14
Message 6 of 8
Established Contributor

Re: ****HOW TO GET FICO SCORE FROM EXPERIAN!!!****


p- wrote:

It requires a blood sacrifice and a special spell.  You'll need some eye of newt and a couple of other obscure ingredients.


Smiley LOL


Starting Score: 515
Current Score: EQ08 711 EX08 731 TU08 735
Goal Score: 740+

Amex BCP $25k | Discover IT $15.7k | Cap 1 QS $10k | PSECU $10k | Citi DC $9300 | Citi DP $6800 | Barclay Ring $6500 | PayPal Extras MC $5045 | DCU $5000 | Chase Slate $5000 | Barclays AA $4100 | Chase Freedom $4000 | Union Plus $1000 | Target $500
Message 7 of 8
Highlighted
Senior Contributor

Re: ****HOW TO GET FICO SCORE FROM EXPERIAN!!!****

An Ex score comes with Amex approvals and denials.

 


Starting Score: 675
Current Score: EX 753 FICO, EQ 737FICO, TU 738
Goal Score: 776 FICO


Take the FICO Fitness Challenge
Message 8 of 8