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Thanks!
A few threads I found on the subject of CFCs.
http://ficoforums.myfico.com/fico/board/message?board.id=ficoscoring&message.id=1722
http://ficoforums.myfico.com/fico/board/message?board.id=generalcredit&message.id=16728
http://ficoforums.myfico.com/fico/board/message?board.id=ficoscoring&message.id=1989
CFCs seem to be the only group that is singled out as adverse, even if you pay it ontime every time.
http://ficoforums.myfico.com/fico/board/message?board.id=forumsfeedback&message.id=200#M200
http://www.financial-education-icfe.org/financial_news_press_releases/2004/20040726_adverse_action_c...
The singling out of CFCs as adverse is yet another way to further the divide between the Haves and the Have Nots as America continues her headlong plunge into plutocracy.