Had one Inquiry removed, Applied for new Home Equity at Lower Rate

[skatenbyte]

One Inquiry removed because of double in two days from same place.  Applied and got new Home Equity Loan for same amount at a lower interest rate so Experian and Equifax went down .  Equifax went up 5 (inquiry gone).  The scores are now close to one another at least.  Experian has the new inquiry for the Bank loan. But dawg.  

[NRB525]

What was your change in file to get the "Hard 100" increase to well above 800 in two months?

Congratulations on that, it is an impressive move.

[skatenbyte]

Starting May 5th I paid down $15,000 in credit card debt all at once and my truck $9500.

[NRB525]

Well played. From what original open amount and CC utilization level, to balance and utilization after?

I'm interested because I'm also making a significant reduction in utilization and open balances.

[skatenbyte]

I owed Citi $4200/$4200 paid to 0.

I owed Home Depot $2465/$5200 paid to 0.

I owed Synchrony $1400$4500 paid to 0.

I owed Best Buy $900/$2300 paid to 0.

I owed Barclay Card $3800/$3200 0% jumped up after info offer.

I owed DSG $899/$1800.

I paid Discover down to $1500/10,600 but it is back up to $3800. 

Paid off Truck $9600/15000.

I got a Trek Card for $6700 limit, Boscov card $1300, Target card $2000 and Chase $2000 got these in April.

Got DSG $1800 in March.  I ploped $25,000 down on everything in May.  I got a credit limit increase from Discover from $6000 to $10,600.

Citibank is from 1994 oldest in database.  Discover is 15 years and Home Depot is 10 years.