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I am trying to fix my scores, 651 MID score.
I paid-off two accounts in collections one was a debt purchasing company the other was a medical debt.
The medical debt is going to be deleted, how much will this boost my score?
The other one will not be deleted will this help my score?
And I have an old account only reported on EX 122$ phone company about 4yrs old should I even bother paying it off or should I just forget it?
I received a letter from the medical collection agency and it states that it is requesting that it be deleted. I am confident that it will, but how many points can this boost my score?
I have one collections that I think I will not pay unless I can get written statement that It will be deleted.