Happy all time high EX FICO score

[bigbang91]

I paid off multiple credit cards, only 3/11 accounts report balance and uti 7%. However, the 7 yrs old cap 1 my sis added me as authorized user still havent reported to EX, I wonder if when it report it will help my score. Currently, my credit history is 3 years. So i checked my EX FICO today, 40 days from last checked, and my score increase from 712 to 765 woo hoo.

[myjourney]

Congrats moving in the right direction indeed 

[doctorofcredit]

Congratulations, looks like your low age is the main thing stopping you from hitting the 800's!