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Have a secured credit card graduating and scoring

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Anonymous
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Have a secured credit card graduating and scoring

I will ask for the sake of asking.  I have noticed on my CR's that my WF visa is noted as secured.  This card is going to be graduated by WF 2/18/2015 to unsecured.  Will the only change in my CR's just be the notation going away?  I am assuming zero impact on scores.

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cashnocredit
Valued Contributor

Re: Have a secured credit card graduating and scoring


@Anonymous wrote:

I will ask for the sake of asking.  I have noticed on my CR's that my WF visa is noted as secured.  This card is going to be graduated by WF 2/18/2015 to unsecured.  Will the only change in my CR's just be the notation going away?  I am assuming zero impact on scores.


Yes. I had a secured WF card and when it graduted the card number was changed but the info on my credit reports was carried forward with history and the "secured" notation was removed.


I have reestablished credit over the last couple years
so my moniker is, well, rather out of date.

WM Discover $1800, WF Plat 12k, Chase Freedom Siggy18k, Amex Plat (60k H/B), Citi AA EWMC 25k
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