Help! MyFico reports incorrect utilization rate

[Sunnyinaz]

Hello.  I'm brand new to this board.  I just updated my score and see that myfico has my utilization at 50% which is incorrect.  They must be factoring closed accounts which still have a balance.  Creditkarma and creditsesame are reporting correct utilization rates should I  be concerned? Will this affect my ability to obtain a CC?  Thanks.

[user5387]

I'd suggest reading through this thread, that discusses how utilization is handled for closed accounts.

http://ficoforums.myfico.com/t5/Credit-Cards/Closing-Credit-Cards/m-p/347190?jump=true