05-07-2007 04:23 PM - edited 05-07-2007 04:25 PM
05-07-2007 05:04 PM
05-08-2007 04:10 AM
As a general rule do most credit cards post the limit? Do these tend to be prime cards or is it more catch as catch can? Any cards which might be available to those of us that fall between sub prime and prime?
05-08-2007 04:11 AM
My cr#pital 1 also does note report my credit limit, but what also makes me made is they do not report tham my balanse is $0 since Feb!!!
06-27-2007 10:25 AM
06-27-2007 10:38 AM
06-27-2007 01:18 PM
Do you have a specific need to maximize your FICO scores in the next 2-3 months? If not, I wouldn't worry about it. The lender is not required to report it and, when the mortgage is sold to a Wells Fargo or Chase or similar, they will no doubt report it to all three CRAs. When they report the mortgage, it will retain the original date opened, so you will not lose any history.
07-04-2007 11:08 AM
07-04-2007 12:16 PM
I don't know what has changed, but my Juniper card is reporting the full credit limit of $7,500 on my latest TC reports
4. Some cards have limit ceilings where they will only report your limit under a certain amount. Juniper is a perfect example. If you have a Juniper card with a $7000 limit and it is not reporting you can call and request a credit limit decrease (CLD) to under their ceiling of $5000. The limit should then be reported during your next statement cycle.
Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.† Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
* For complete information, see the terms and conditions on the credit card issuer’s website. Once you click apply for this card, you will be directed to the issuer’s website where you may review the terms and conditions of the card before applying. While myFICO always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.