Credit Cards Center Credit cards from our partners
See all cards Advertiser Disclosure
Credit Cards Mortgages Savings Accounts Auto Insurance

Understanding FICO® Scoring

turn on suggestions Auto-suggest helps you quickly narrow down your search results by suggesting possible matches as you type.
Auto-suggest helps you quickly narrow down your search results by suggesting possible matches as you type.
Showing results for 
Search instead for 
Do you mean 
Reply
Topic Options
pinkiwinki
New Visitor
pinkiwinki
Posts: 1
Registered: ‎08-08-2007
0

Hi! I have a question, somebody told me one day, that my...

Options

‎08-08-2007 07:57 PM

Hi! I have a question, somebody told me one day, that my wife will have my same score because for all my credit cards I authorized her I card, we are waiting for her social so I was telling her that we need to start building her credit then that was the person a mencionate before says, I would like to know if anybody have knowlegde of this.
 
pinkiwinki
Message 1 of 5 (1,221 Views)
 
Senior Contributor
ilovepizza
Posts: 3,071
Registered: ‎05-17-2007
0

Re: Hi! I have a question, somebody told me one day, that my...

Options

‎08-09-2007 11:28 AM

Definitely some truth to that. They are changing that soon. It is important for her to start her own credit history because with in months the AU, co-card holders will no longer be counted towards FICO credit scores.
If we never set higher goals we would never get as far.
sol, credit 101, acr, abbreviations, calc
Message 2 of 5 (1,191 Views)
 
Moderator Emeritus
fused
Posts: 16,381
Registered: ‎03-12-2007
0

Re: Hi! I have a question, somebody told me one day, that my...

Options

‎08-09-2007 01:12 PM


ilovepizza wrote:
Definitely some truth to that. They are changing that soon. It is important for her to start her own credit history because with in months the AU, co-card holders will no longer be counted towards FICO credit scores.

"Co-Card Holders"? Do you mean joint?
Credit Profile - FICO 08 Scores (03-26-2015): EQ 814, EX 817, TU 822
All three scores were 850. Lost points for not having an open installment TL. So, BE WARNED!!!!!
Credit History: 27 years ~ AAoA: 13 years ~ Util: 1% ~ Inqs: TU 1


Credit Cards: Amex BCP ~ Amex Clear ~ Amex Platinum ~ Barclay Ring World Mastercard ~ Chase Freedom Signature Visa ~ CITI Dividend World Mastercard ~ FIA Fidelity Investment Platinum Visa ~ First Hawaiian Bank Gold Visa
Message 3 of 5 (1,178 Views)
 
Senior Contributor
ilovepizza
Posts: 3,071
Registered: ‎05-17-2007
0

Re: Hi! I have a question, somebody told me one day, that my...

Options

‎08-09-2007 01:55 PM


fused111 wrote:






ilovepizza wrote:
Definitely some truth to that. They are changing that soon. It is important for her to start her own credit history because with in months the AU, co-card holders will no longer be counted towards FICO credit scores.




"Co-Card Holders"? Do you mean joint?




Co- Authorized Users (AU)
If we never set higher goals we would never get as far.
sol, credit 101, acr, abbreviations, calc
Message 4 of 5 (1,171 Views)
 
Highlighted
Moderator Emeritus
Tuscani
Posts: 6,182
Registered: ‎03-29-2007
0

Re: Hi! I have a question, somebody told me one day, that my...

Options

‎08-10-2007 07:41 PM

 
PS... your scores\files will never merge into one if that is what you are thinking.
Message 5 of 5 (1,112 Views)
 
POPULAR LINKS
Credit scores | Credit reports | myFICO Blog | Affiliates

Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.

Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on internal myFICO analysis of actual applicant approvals, and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range. These ranges were not provided by any card issuer.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.