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Registered: ‎08-08-2007
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Hi! I have a question, somebody told me one day, that my...

Hi! I have a question, somebody told me one day, that my wife will have my same score because for all my credit cards I authorized her I card, we are waiting for her social so I was telling her that we need to start building her credit then that was the person a mencionate before says, I would like to know if anybody have knowlegde of this.
 
pinkiwinki
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Posts: 3,071
Registered: ‎05-17-2007
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Re: Hi! I have a question, somebody told me one day, that my...

Definitely some truth to that. They are changing that soon. It is important for her to start her own credit history because with in months the AU, co-card holders will no longer be counted towards FICO credit scores.
If we never set higher goals we would never get as far.
sol, credit 101, acr, abbreviations, calc
Moderator Emeritus
Posts: 16,381
Registered: ‎03-12-2007
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Re: Hi! I have a question, somebody told me one day, that my...



ilovepizza wrote:
Definitely some truth to that. They are changing that soon. It is important for her to start her own credit history because with in months the AU, co-card holders will no longer be counted towards FICO credit scores.


"Co-Card Holders"? Do you mean joint?
Credit Profile - FICO 08 Scores (03-26-2015): EQ 814, EX 817, TU 822
All three scores were 850. Lost points for not having an open installment TL. So, BE WARNED!!!!!
Credit History: 27 years ~ AAoA: 13 years ~ Util: 1% ~ Inqs: TU 1


Credit Cards: Amex BCP ~ Amex Clear ~ Amex Platinum ~ Barclay Ring World Mastercard ~ Chase Freedom Signature Visa ~ CITI Dividend World Mastercard ~ FIA Fidelity Investment Platinum Visa ~ First Hawaiian Bank Gold Visa
Senior Contributor
Posts: 3,071
Registered: ‎05-17-2007
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Re: Hi! I have a question, somebody told me one day, that my...



fused111 wrote:







ilovepizza wrote:
Definitely some truth to that. They are changing that soon. It is important for her to start her own credit history because with in months the AU, co-card holders will no longer be counted towards FICO credit scores.





"Co-Card Holders"? Do you mean joint?





Co- Authorized Users (AU)
If we never set higher goals we would never get as far.
sol, credit 101, acr, abbreviations, calc
Moderator Emeritus
Posts: 6,182
Registered: ‎03-29-2007
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Re: Hi! I have a question, somebody told me one day, that my...

 
PS... your scores\files will never merge into one if that is what you are thinking.

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