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@hautemama wrote:
Just a question. My score recently INCREASED via scorewatch. The funny thing is, the credit alerts they gave me was that there were changes to two accounts. One is that the balance had increased (by a few dollars) and the other was a collection that I disputed. It states specifically, "Consumer disputes this account information
Collection account" and it also updated fm previously not reported, to "0" balance and the date that the account was open (2006). Am I missing something? Lol. I thought these were negatives? Also, I sent in a dispute letter for the collection. Does this mean that they are currently investigating, or that they are finished and this is the result? Please help.
@Junejer wrote:
That being said, the probable reason that your score went up is that when you dispute an item, and they place that "consumer disputes item", the derog is ignored for FICO scoring purposes.
@haulingthescoreup wrote:
My friends and I all had the hots for Mr. Spock. (Not that any of us had heard the phrase "having the hots", or would have had any clue what it meant.) We were certain that we could get past that Vulcan exterior to the human inside
haulingthescoreup wrote:
You have to understand that I am so old that I watched the original Star Trek series.
@MidnightVoice wrote:I am so old that I watched the original..............never mind
@haulingthescoreup wrote:
You have to understand that I am so old that I watched the original Star Trek series.