High Utilization = +6 pts...heck yea!

[racer-x]

Who knew.  82% on a single account + 2 new INQ's on EX + an extra accout reporting a balance when previously at $0 the past few statements....

= +6 points! 

http://tinypic.com/view.php?pic=s42w4m&s=8#.VPW9wlI5DVI

I can't wait til my new account reports and my AAoA goes down, I'm surely to see a nice bump then too.

Everybody listen... just do the opposite of what you think FICO wants and your scores will go up.  It is now a proven fact.

[tonyjones]

---

@racer-x wrote:

Who knew.  82% on a single account + 2 new INQ's on EX + an extra accout reporting a balance when previously at $0 the past few statements....

= +6 points! 

http://tinypic.com/view.php?pic=s42w4m&s=8#.VPW9wlI5DVI

I can't wait til my new account reports and my AAoA goes down, I'm surely to see a nice bump then too.

Everybody listen... just do the opposite of what you think FICO wants and your scores will go up.  It is now a proven fact.

---

lol I guess I'll start app'ing more new cards and bring my utilization to 90%!

[racer-x]

The myfico supreme contributors wont touch this one. Lol

Theres nothing that hasnt been said a gazillion times, so i see why theres no explanations being given.

I did stay at a holiday inn last night, maybe thats the reason for the increase. Its as good of reason as any ive seen.

[gamegrrl]

*chuckle* I just posted about how mine went the OTHER way: Just minding my own business, paying my bills per normal, no new inquiries, no baddies, and POOF! My HELOC balance dropped and so did my Transunion score. By six points!