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Established Contributor
EaglesFan2006
Posts: 549
Registered: ‎01-31-2008
0

High balances and low scores

I have high util on my credit cards, so my scores are lower right now. When I pay them down, could I still be hurt by having had high util in the past? Or will the zero balances simply reflect in my score?
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Shogun
Posts: 12,952
Registered: ‎04-15-2011
0

Re: High balances and low scores

When the util is paid down your score will go up.  It doesn't count the past balances.


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