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Highest FICO Score with A BK

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mystikal1
Established Contributor

Highest FICO Score with A BK

What is the highest FICO score has anyone had with a BK on their CR?

 

I am at EQ 673 right now with my last collection to be removed within 30 days.

           TU 590 with a few extra baddies 2 from BK 1 this month to fall off and 1 in Aug and 3  CO hopefully to have those removed with PFD within 3 months.

Message 1 of 5
4 REPLIES 4
smallfry
Senior Contributor

Re: Highest FICO Score with A BK

The highest I ever had was with an 8 year old BK7. TU 731. I have seen as high as 775 with an AAofA of only 4 years. Not sure how old the oldest account was though. A lot must depend upon what tradelines you are lucky enough to keep from BK. 720's is usually the ceiling as far as I can tell from anectodal experience.
Message 2 of 5
RobertEG
Legendary Contributor

Re: Highest FICO Score with A BK

A lot depends upon when the derogs that led to the BK will drop from your CR.

If you have a CA that is about to drop after 7 1/2 years from your DOFD, that is great!

Message 3 of 5
recoverychick
Regular Contributor

Re: Highest FICO Score with A BK

 

I've had FICO702 to 726 BK CH13 dismissed 1/2005 due to drop off 12/2010.  One med CA for $343 DOFD 9/2003.   This month, TU 721.

 

Good luck.

Message 4 of 5
mystikal1
Established Contributor

Re: Highest FICO Score with A BK

Thanks I can't wait to see what happens when the collection gets dropped and my utl goes down (currently over 100% because of GEMB care credit). I will post what the results are.
Message 5 of 5
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