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Highest Score After BK...

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Andy77
Valued Contributor

Highest Score After BK...

What do you think the highest score one can achieve after a discharged ch 7 bk is 2 yrs old?

 

My fico says I can have a score bet 685 and 713 in two yrs...can this be correct with a BK on my credit report?

 

Thanks 

Message 1 of 5
4 REPLIES 4
creditwherecreditisdue
Senior Contributor

Re: Highest Score After BK...


@Andy77 wrote:

What do you think the highest score one can achieve after a discharged ch 7 bk is 2 yrs old?

 

My fico says I can have a score bet 685 and 713 in two yrs...can this be correct with a BK on my credit report?

 

Thanks 


Yes, it is possible!

Message 2 of 5
smallfry
Senior Contributor

Re: Highest Score After BK...

Seen as high as 750. Key is to keep new accounts down and to be able to keep an old line open.
Message 3 of 5
jackg
Established Contributor

Re: Highest Score After BK...

Very possible
FICO scores on November 17, 2014 (prior to applying for and being approved my mortgage)

EX=738
EQ=735
TU=754

FICO scores on March 4, 2015 after being approved for mortgage and buying the home, the mortgage isn't yet reporting.
EX- 689 EQ- 739 TU- 739
Message 4 of 5
Anonymous
Not applicable

Re: Highest Score After BK...

You can I broke the seven mark a yr out but can't get over 750 yet
Message 5 of 5
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