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Holy Smokes... is this real!?!?

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Anonymous
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Holy Smokes... is this real!?!?

I just logged into credit karma, and yes, I know its a fako but it is showing my TU score as 754 and my equifax score at 733. All of my information regarding accounts is correct. I am literally floored. Are anyone's scores higher now with the CK change!?

Message 1 of 16
15 REPLIES 15
Anonymous
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Re: Holy Smokes... is this real!?!?

Yes mine went up, but they still don't reflect my actual scores so don't get too excited lol

Message 2 of 16
Anonymous
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Re: Holy Smokes... is this real!?!?


@Anonymous wrote:

Yes mine went up, but they still don't reflect my actual scores so don't get too excited lol


Yeah, my CK scores for EQ and TU are about 70 points higher than myFICO scores. I have never seen my score above 700 so I was jazzed. 

Message 3 of 16
Anonymous
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Re: Holy Smokes... is this real!?!?

The change is due to the fact that CK changed the scoring model they were using.

Message 4 of 16
Anonymous
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Re: Holy Smokes... is this real!?!?

yeah its a FAKO score but still good to look at

Message 5 of 16
Anonymous
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Re: Holy Smokes... is this real!?!?


@Anonymous wrote:

The change is due to the fact that CK changed the scoring model they were using.


It's good that CK changed to Vantage 3.0...now we just need CC companies to start looking at the Vantage 3.0 scores!

Message 6 of 16
Anonymous
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Re: Holy Smokes... is this real!?!?


@Anonymous wrote:

@Anonymous wrote:

The change is due to the fact that CK changed the scoring model they were using.


It's good that CK changed to Vantage 3.0...now we just need CC companies to start looking at the Vantage 3.0 scores!


I'd rest A LOT easier at night if I knew that lenders were going to look at those scores. Oh well, it'll be a nice vacation from looking at myFICO scores. I'll log in to CK every day just for the feel good. 

Message 7 of 16
Anonymous
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Re: Holy Smokes... is this real!?!?


@Anonymous wrote:

@Anonymous wrote:

@Anonymous wrote:

The change is due to the fact that CK changed the scoring model they were using.


It's good that CK changed to Vantage 3.0...now we just need CC companies to start looking at the Vantage 3.0 scores!


I'd rest A LOT easier at night if I knew that lenders were going to look at those scores. Oh well, it'll be a nice vacation from looking at myFICO scores. I'll log in to CK every day just for the feel good. 


Does the Vantage 3.0 CR change from a FICO report? I don't get my EQ report but CK says I only have 4 inquiries on my EQ report and that makes me think of looking for a card that only pulls EQ. My TU has 16 inquiries and my EX has 14 I think

Message 8 of 16
Anonymous
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Re: Holy Smokes... is this real!?!?


@Anonymous wrote:

@Anonymous wrote:

@Anonymous wrote:

@Anonymous wrote:

The change is due to the fact that CK changed the scoring model they were using.


It's good that CK changed to Vantage 3.0...now we just need CC companies to start looking at the Vantage 3.0 scores!


I'd rest A LOT easier at night if I knew that lenders were going to look at those scores. Oh well, it'll be a nice vacation from looking at myFICO scores. I'll log in to CK every day just for the feel good. 


Does the Vantage 3.0 CR change from a FICO report? I don't get my EQ report but CK says I only have 4 inquiries on my EQ report and that makes me think of looking for a card that only pulls EQ. My TU has 16 inquiries and my EX has 14 I think


My reports on CK are exactly the same as myFICO, it's only the score that's different (a lot more beautiful and GREEN on CK). My inquiries and account information are all correct though.

Message 9 of 16
Anonymous
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Re: Holy Smokes... is this real!?!?


@Anonymous wrote:

@Anonymous wrote:

@Anonymous wrote:

@Anonymous wrote:

@Anonymous wrote:

The change is due to the fact that CK changed the scoring model they were using.


It's good that CK changed to Vantage 3.0...now we just need CC companies to start looking at the Vantage 3.0 scores!


I'd rest A LOT easier at night if I knew that lenders were going to look at those scores. Oh well, it'll be a nice vacation from looking at myFICO scores. I'll log in to CK every day just for the feel good. 


Does the Vantage 3.0 CR change from a FICO report? I don't get my EQ report but CK says I only have 4 inquiries on my EQ report and that makes me think of looking for a card that only pulls EQ. My TU has 16 inquiries and my EX has 14 I think


My reports on CK are exactly the same as myFICO, it's only the score that's different (a lot more beautiful and GREEN on CK). My inquiries and account information are all correct though.


Ditto for me.

Message 10 of 16
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