Hooters/HSBC report to Experian only?

[Anonymous]

My new Hooters and HSBC just updated to Experian, but not to TU or Efx (which are my good reports). Is that because they don't report to those agencies or because they just update later?

Also, any idea how two new cards with small balances that are current will affect my score? Up/down?

[WhirledPeasPlease]

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nyccc2 wrote:
My new Hooters and HSBC just updated to Experian, but not to TU or Efx (which are my good reports). Is that because they don't report to those agencies or because they just update later?

Also, any idea how two new cards with small balances that are current will affect my score? Up/down?

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Probably due to EX being super fast at everything -- the good AND the bad.    I've always had both HSBC cards report to all three.

HTH

-P

[Anonymous]

Hooter's reports to all 3 (TU,EQ & EX) however some months EX is updated 1st with TU and EQ reporting a few days later.

I would recommend checking in a few days and you should see updates to TU & EQ.

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nyccc2 wrote:
My new Hooters and HSBC just updated to Experian, but not to TU or Efx (which are my good reports). Is that because they don't report to those agencies or because they just update later?

Also, any idea how two new cards with small balances that are current will affect my score? Up/down?

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