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15 points this week! Interesting behavior after buying a new car and getting two new revolvers within the last month:
Well, congratulations on the score increase first.
Yes, that is in fact how this works. You are rebuilding from some significant baddies, and as those fade, you will see some significant increases in your score. This +15 would have been more, but for the new apps and accounts which are, actually bringing your score "down", just overwhelmed by the dropping / aging baddies.
And kudos for looking at this over a month, and not in one day change increments!
Congrats ! If you previously did not have an open installment loan then this could also be your explanation to the increase
@NRB525 wrote:Well, congratulations on the score increase first.
Yes, that is in fact how this works. You are rebuilding from some significant baddies, and as those fade, you will see some significant increases in your score. This +15 would have been more, but for the new apps and accounts which are, actually bringing your score "down", just overwhelmed by the dropping / aging baddies.
And kudos for looking at this over a month, and not in one day change increments!
Thanks!
Over the last month, my TU is up 26 points, and EQ is up 22 points. I won't know about Experian until tomorrow (only gets updated once a month).
I'm not 100% sure if any baddies have fallen off. I do have a false collection I'm fighting, but it could still be on there- It's still showing up in my reports (updated yesterday) on CK.
@Spider15 wrote:
Awesome score increase! After reading your post I went and checked mine and my scores went up 19+ points (hasn't moved in months).
Cool... for me today it was the biggest surprise so far but the other direction unfortunately