I pulled all 3 FICO scores on 2/4/08 and again on 3/7/08. My score on TransUnion went down 17 points and I can't understand why. Here is what I discovered under "What is helping and what is hurting? Can anyone explain this to me?
Recent missed payment: shows 11 months ago. I haven't been late since 2002
How is it possible to have a short account history one month in the "hurting" catagory to having the same thing appear the following month in the "helping" catagory? I also don't understand the recent missed payment when it doesn't show up on the TransUnion report.
I really want to understand why my score dropped 17 points. Thank you in advance for responding.
Maggie, if I were you, I would go through each account one by one, paying special attention to the payment history portion to ensure that nothing is being reported p.d. Also, look at the payment status on each report.
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