03-26-2007 05:35 PM
03-26-2007 05:48 PM
04-17-2007 07:28 AM
04-17-2007 07:49 AM - edited 04-17-2007 07:50 AM
Cooper wrote:My suggestion is to pull your credit reports and look at what date they are reporting to the credit bureaus.For example, I have a 53rd credit card. My payment is due on the 7th of the month and my monthly bill cycle is the 12th of the month. By looking at my credit report, I found out that 53rd reports on my montly bill cycle which is the 12th.If you call the credit card companies, they don't know have the time anyway! It will shock you how much you learn about credit through discussion forums such as this ... compared to depending on credit card companies to share their knowledge which is drastically limited.Best of luck!A lot of times bank will give you a reporting date but the date the CB actually updates will vary. I learned this by monitoring through TC. The date is actually the balance date. In other words they may not report till end of month but the date you see on the CR is mid month. That is the date your balance was at the balanc reflcted on the report
04-17-2007 06:04 PM
04-17-2007 06:58 PM
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