How do you tell a hard from a soft pull?

[Anonymous]

On my experian report there are a BUNCH (20-some) of pulls that "only I see"

These are from CC companies some of whom I have accounts with some of whom I do not

are these all soft pulls?

Then there are 4 that the reposrt  says anyone who pulls my report sees (only one is within 12 months)

[Tuscani]

Yes, they are soft. Also, myfico.com reports only show hards and only those within the last 12 months.

[Anonymous]

does that mean that as far as official FICO scores go, hard inquiries have no influence on the official scores at all after 12 months?

[MidnightVoice]

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@Anonymous wrote:
does that mean that as far as official FICO scores go, hard inquiries have no influence on the official scores at all after 12 months?

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Correct