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MidnightVoice wrote:
Is the "age" of an account the number of years it was open?
@Tuscani wrote:I believe it's simply the age of each account divided by the number of accounts (regardless if they are open or closed).
@MidnightVoice wrote:Then why does one missing account on EX, whch changes the average age of my accounts by reducing the average age 3 months, cause EX to say I have a short credit history whereas the other two say I am in the great to fabulous range?
Message Edited by MidnightVoice on 06-29-2007 01:46 PM
@smallfry wrote:
@MidnightVoice wrote:Then why does one missing account on EX, whch changes the average age of my accounts by reducing the average age 3 months, cause EX to say I have a short credit history whereas the other two say I am in the great to fabulous range?
Message Edited by MidnightVoice on 06-29-2007 01:46 PM
Is this from Truecredit?
NO
Are your reports otherwise identical?
MidnightVoice wrote:
Then why does one missing account on EX, whch changes the average age of my accounts by reducing the average age 3 months, cause EX to say I have a short credit history whereas the other two say I am in the great to fabulous range?
Message Edited by MidnightVoice on 06-29-2007 01:46 PM
Tuscani wrote:Are your reports otherwise identical?
MidnightVoice wrote:Then why does one missing account on EX, whch changes the average age of my accounts by reducing the average age 3 months, cause EX to say I have a short credit history whereas the other two say I am in the great to fabulous range?
Message Edited by MidnightVoice on 06-29-2007 01:46 PM
MidnightVoice wrote:
Tuscani wrote:
Are your reports otherwise identical?
MidnightVoice wrote:
Then why does one missing account on EX, whch changes the average age of my accounts by reducing the average age 3 months, cause EX to say I have a short credit history whereas the other two say I am in the great to fabulous range?
Message Edited by MidnightVoice on 06-29-2007 01:46 PM
None of them are identicalBut in essence, in terms of average length of accounts, yes. It is probably just MyFICO or EX thinking up another excuse to keep my EX score low.