How does the AAoA work?

[BearsAndTurtlesRtheBest]

AAoA mean average age of accts right? How is that calculated? is it based from the FIRST credit card you opened? Why if you began your credit as a AU does you AAoA begin since you were added as an AU? 

[distantarray]

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@BearsAndTurtlesRtheBest wrote:

AAoA mean average age of accts right? How is that calculated? is it based from the FIRST credit card you opened? Why if you began your credit as a AU does you AAoA begin since you were added as an AU? 

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takes all accounts age with or without au from the account opening date. just get a credit karma account it does it for you for free =P

[SwiftTone]

Credit karma does not do it correctly actually. They calculate based on open accounts. But FICO calculates it based on all accounts on your credit report including AU accounts

[jake619]

Pretty sure CK is bad at that math. It says my AAoA is 1y 9m but that doesn't come close. It must leave something out of its calculations.

[Jutz]

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@SwiftTone wrote:
Credit karma does not do it correctly actually. They calculate based on open accounts. But FICO calculates it based on all accounts on your credit report including AU accounts

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+1

I wish that site only did alerts for changes and showed you your profile, the rest is more hassle than it's worth.

[BearsAndTurtlesRtheBest]

Thats great! Now I know that the card I was just added as an AU will begin the AAoA clock