stick_bug wrote:Greetings, all.My current mid-score is 797 (EQ). A few days ago, I paid three of my CC balances down from a 50-60% utilization rate down to a 1% utilization rate (a total of $27,000). I have four other cards with zero balances, and a total of $150,000 in available revolving credit. The paid-down CCs are 2 BofA cards and one Amex Business Rebate Card (revolving). How soon can I expect to see an increase in my scores, and by approximately how much? The rest of my credit is spotless, with the exception of a recent inquiry for homeowner's insurance on an investment property. Just hoping to make it into the 800 club soon. Thanks!