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How long do 60 and 90 day lates affect your score

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CreditGuy03
Established Contributor

How long do 60 and 90 day lates affect your score

When will lates like this have minimal impact on your score

Equifax - 628, Experian -627, Transunion- 654 In the garden until 01/01/2019
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1 REPLY 1
user5387
Valued Contributor

Re: How long do 60 and 90 day lates affect your score

The rule of thumb on 30-day lates is that they no longer impact your score after two years.

 

So 60/90 lates would presumably last significantly longer than this.

 

If you want to research the details, you can do a Google search like this:

 

   site:myfico.com effect 90 day lates

 

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