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New Visitor
Tullspring
Posts: 1
Registered: ‎06-27-2007

How long do lates stay on your report?

I have a 30 day late that is a year old, and a 60 day late that is two years old. How long will they continue to effect my credit score?
Super Contributor
MidnightVoice
Posts: 8,154
Registered: ‎03-25-2007

Re: How long do lates stay on your report?

Up to 7.5 years, usually drop off in 7 years.
 
And they cause less of a score drop as they age, assuming there are no more lates after them
The slide from grace is really more like gliding
And I've found the trick is not to stop the sliding
But to find a graceful way of staying slid
Moderator Emeritus
Tuscani
Posts: 6,182
Registered: ‎03-29-2007

Re: How long do lates stay on your report?

Established Contributor
dog
Posts: 560
Registered: ‎05-03-2007

Re: How long do lates stay on your report?

i would try to GW them thar' lates. 
Established Member
snodog
Posts: 10
Registered: ‎06-10-2007

Re: How long do lates stay on your report?

Yeah they definitely hurt less as they age. My wife had a 30 day and a 60 day late in 2003 and her Fico is 786.

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