07-27-2008 06:44 PM
07-27-2008 06:51 PM - edited 07-27-2008 06:53 PM
07-27-2008 06:54 PM
07-27-2008 06:55 PM
Also, how many years does it need to pass, for a new account to be consider old? I have been searching for store credit, I was approve for some of them. But now when I app for another store. I received a later saying too many inqui, and new account.
07-27-2008 07:15 PM
07-27-2008 08:48 PM
I was approved this month for "gap visa " for $4000.00 this is the highest credit limit card that I have. I also have around 12 more cards. But my question is should I stop seraching for credit...
07-27-2008 11:10 PM - edited 07-27-2008 11:11 PM
07-27-2008 11:21 PM
I am getting closer to a perfect mix on personal accounts -(well when the rest of the accounts age to a year old)1 mortgage1 auto (0% apr)1 SL3 Amex (1 charge, 2 revolving)3 store (HD, Kay, sears)3 Visa (WAMU, AZFCU, CCCU)3 MC junny, Wamu, capone1 Discover1 HELOC (AZFCU)1 LOC (AZFCU)Only the Mortgage, Capone, WAMU Visa were pre-my FICO and I am really close to swapping out the mortgage if rates go down this fall,Only thing I am paying interest on is the mortgage- everything else is PIF, deferred or 0%Only Amex Green ($95) and Delta ($30) have AF. So no great canidates to prune,
Message Edited by Timothy on 07-27-2008 11:11 PM
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