Understanding FICO® Scoring

[SCFAN]

Hello - I have been paying down a Macy's credit card for the last couple months. I've gone down from $4k to about $1800. Any ideas how long it will take to see that reported and when it may have an impact on my FICO?

Thanks for your help. 

[pizzadude]

Most creditors report your statement balance/CL to the CRAs once a month, usually around the time the statement is generated.   The CRAs may take a few days more to process the updates.    When does your next statement cut ?

[SCFAN]

Hi and thanks. My next statement cuts on 5/1. Hopefully they will report soon thereafter.