Posts: 10
Registered: ‎04-25-2007

How long for EQ and TU to update disputes?

Disputed old public record (7+ years and paid) with CRAs.  Did Experian online, sent letter from MyFico kit to TU and EQ.  Experian has already deleted--how do I know when the others have reviewed/deleted--I know it's 30 days, but want to be sure before I repull reports.  In reading other threads, I'm not sure I understand the definition of aged public records--is it from date of file (more than 7 years) or date I found out it existed and had it released (3/07). 
With thin credit otherwise--average score for the three is 677--how much should I realistically expect my score to increase? 
Senior Contributor
Posts: 4,635
Registered: ‎03-11-2007

Re: How long for EQ and TU to update disputes?

You could pull your free reports. Request paper copies. Takes a little longer to arrive than online access. If they are still on your paper copies when they arrive, call 'em up and ask about your disputes. Actually, you could call 'em anyway now.
Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.