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New Member
JAG307
Posts: 2
Registered: ‎05-07-2007

How long until something is removed from your credit report?

I have an account that was closed in 1998 and it is still showing up on my credit report (as closed).  I thought that closed accounts were removed after some period of time.  Is that not the case?  If it is, how many years?
Moderator Emeritus
Tuscani
Posts: 6,182
Registered: ‎03-29-2007

Re: How long until something is removed from your credit report?

What kind of account? Is it a derog?
 
Assuming it is, I would dispute as it has been 7 years.
New Member
JAG307
Posts: 2
Registered: ‎05-07-2007

Re: How long until something is removed from your credit report?

It was a student loan that I transfered and it had nothing negative.
Moderator Emeritus
Tuscani
Posts: 6,182
Registered: ‎03-29-2007

Re: How long until something is removed from your credit report?

10 years then. Just leave it be. It  probably has little affect on your score anyway.
Member
cnun3z
Posts: 6
Registered: ‎05-02-2007

Re: How long until something is removed from your credit report?

what about lates? how long do they stay on report.
Senior Contributor
Noah_Bodie
Posts: 4,635
Registered: ‎03-11-2007

Re: How long until something is removed from your credit report?

Moderator Emeritus
Tuscani
Posts: 6,182
Registered: ‎03-29-2007

Re: How long until something is removed from your credit report?


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