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How long until something is removed from your credit report?

New Member

How long until something is removed from your credit report?

I have an account that was closed in 1998 and it is still showing up on my credit report (as closed).  I thought that closed accounts were removed after some period of time.  Is that not the case?  If it is, how many years?
6 REPLIES
Moderator Emeritus

Re: How long until something is removed from your credit report?

What kind of account? Is it a derog?
 
Assuming it is, I would dispute as it has been 7 years.
New Member

Re: How long until something is removed from your credit report?

It was a student loan that I transfered and it had nothing negative.
Moderator Emeritus

Re: How long until something is removed from your credit report?

10 years then. Just leave it be. It  probably has little affect on your score anyway.
Member

Re: How long until something is removed from your credit report?

what about lates? how long do they stay on report.
Senior Contributor

Re: How long until something is removed from your credit report?

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Moderator Emeritus

Re: How long until something is removed from your credit report?