Its states on my score watch alert that
"New inquiries on a credit report may lower the FICO score by a modest amount. Multiple inquiries can lower the score a little more than a single inquiry. But note that multiple inquiries within a two-week period are treated as a single inquiry."
So If I am shopping for new credit cards should I do it within the 2 week period and
is this true for all the 3 CRAs
They seem to think more than two in 12 months is too many, even if one is for a cell phone
I have over 12 inquiries with in 6 months and started to get turned down by most. I'd say 12 is too much. When I had less than 6 I didn't have any problems.