Remember 720 is the score that is where you want to be anything above that is pointless it is very rare that a loan product will offer something better for a 820 score or a 720-760 is rarly a factor I have 75 inquifes on one of my reports.it only makes up about a total of 68-72 points I have a healthy 743 score if you have good credit do not worry about pulling credit. if you want to limit the drop do 2 things 1. do all apps. at once. 2. read the app find out which bank you aew appling for Citi, Chase ,and Bank of America control a lot of the credit world so pay attention, about getting rid of inquires on 2 out of 3 of (CRA) is cake they just delete not investivigate.
P.S. the highest score i ever saw was on my 97 year old grandma 832 she had perfect credit her whole life. but the strength of the credit was fine for a 10k line but not for a 50k,-150k line or (credit card)